Albert Costill

Are you living paycheck to paycheck, drowning in debt, and constantly stressed about money? You're not the only one. The number of consumers living paycheck to paycheck reached 62% in...

For fast-growing companies, staying ahead of the curve is more important than ever. You can do that by attending industry conferences. Attending conferences gives you a chance to learn about...

How you allocate your assets between equity and debt is one of the most important decisions you'll make when investing. In addition to being riskier, equity investments, such as stocks,...

For the average investor, focusing on juggernauts like Apple or Amazon makes sense. They're not only household names; they're also proven game-changers. They have also tended to consistently perform well...

The term “rich” means different things to different people, according to a GOBankingRates survey. According to the survey, respondents were asked what best describes how they define wealth, whether they...

Over the weekend my siblings and I had our monthly phone call. Usually, it's pretty lighthearted. We check-in on each other, reminisce about our childhood, and make plans to see...

With an insurmountable amount of tools and resources at your fingertips, you could theoretically plan your own retirement. Examples include Money's asset allocation calculator and retirement planning calculator, as well...

On the fifth of May, everyone knows what that means – Cinco de Mayo! It's a common misconception that Cinco de Mayo is Mexico's Independence Day. However, that's not true....

Did you know that in 2023 approximately 67 million Americans per month will receive a Social Security benefit? To put it another way, nearly nine out of ten people over...

As worries grew about the Federal Reserve and other central banks being willing to bring on a recession to control inflation, stock prices plunged on December 16, 2022. This is...

How many credit cards should you have? That's a good question to ask. But, I think you know the answer if you're buried under debt. And, that's not having more...

According to data from the Federal Reserve, consumers ended 2021 with debt totaling a staggering $15.6 trillion. In the fourth quarter alone this was a year-over-year jump of $333 billion....

A 401 (k) account is an instrumental part of your financial future. Because of this, it's strongly advised that you never touch these founds. What's more, if you make withdrawals...

At one point or another, you get stung with an unexpected expense. Like you take your car to the mechanic for what you assume is a simple brake pad replacement....

While there are certainly exceptions, who wouldn't want to retire early? Instead of being a part of the 9-to-5 grind, you could spend more with family, friends, or leisure activities...

I'm not going to mince words about this. When it comes to finances, a lot of people are struggling. According to a survey by NPR, the Robert Wood Johnson Foundation...

The estate planning process can be one of the most tedious and frustrating parts of developing a comprehensive financial plan. And, this can be particularly true for wealthy individuals. It...

Some people have a more difficult time settling into retirement than their peers.

Are you ready to retire from your career but worry that you may not be financially prepared? This is a common concern. The majority of baby boomers have no retirement...

How much do you have saved for your retirement? Obviously, the answer depends on everything from your financial situation to retirement goals. And, another consideration? Your age. As an example,...

"At the end of the day, the goals are simple: safety and security." — Jodi Rell, former Governor of Connecticut Pensions, once essential for retirement, have been steadily disappearing. Today,...

When it comes to your retirement, the financial products you rely on have complex tax rules — to say the least. If you contribute to a 401(k) plan, Roth account,...

It's a no-brainer that planning for retirement is a serious business. The fear of outliving your savings, having to keep up with Medicare deadlines, making the decision when to take...

In what ways does an annuity benefit you? This is an important question that needs to be answered before you buy one. Besides offering a steady and guaranteed stream of...

Have you ever gone car shopping? Even if you aren't a car enthusiast, most people know that the vehicle should have basic safety features, like antilock backs and airbags. Most...

If you're hoping to diversify your retirement portfolio and have more peace of mind throughout retirement, you may consider purchasing an annuity. But, to make sure that this is the...

When it comes to business partnerships, there are several advantages. These might include complementary skill sets, dividing responsibilities, tax benefits, and reducing startup costs and risks. Unfortunately, partnerships have some...

According to the 2021 results of its annual study, Hearts & Wallets, a research and benchmarking company that analyzes consumer behaviors around saving, investing, and seeking investment advice, found that...

When it comes to personal finance, passive income is the holy grail. And, for a good reason. A passive income gives you more time on your hands and le...

The other day I was craving tacos. The hunger was fierce. So, I decided to head to my favorite Mexican restaurant to satisfy my appetite. Usually, I c...