Chris Porteous

The financial landscape is going through a significant shift driven by rapid digital innovation. Throughout 2025, digital banks and financial platforms will not just be alternatives but increasingly the primary...

Retirement planning involves numerous facets, from investment strategies to healthcare costs, but one often underestimated area is energy consumption. As you approach retirement, making informed choices about energy usage and...

As environmental consciousness becomes more ingrained across generations, it's no surprise that retirees embrace this mindset in their financial and lifestyle choices. The once-niche consideration of sustainability is now integral...

Are you ready to take your hard-earned retirement money and spend it on your favorite bucket list? That sounds fantastic! However, you can do that and make some money on...

Proven Strategies and Tips for Financial Stability in Your Golden Years Retirement is a significant life stage that requires careful financial planning to ensure comfort and security. According to the...

Like it or not, digital technology permeates nearly every financial activity we perform today. The economic landscape—which includes financial services and banking—is shifting to the digital space at an accelerated...

Retirement opens opportunities to transition into a new career or business you are passionate about. Many retirees consider venturing into agriculture and livestock, believing farm life can be a relaxing...

The current discussion of the gig economy focuses on its negative impact, highlighting the drawbacks of independent contractor agreements and the greater uncertainty in online work. However, the gig economy...

Economic cycles govern our personal and financial lives. Life's uncertainties—job loss, emergencies, foreclosures, bankruptcies—can severely damage credit. While financial crises can be daunting, they are not the end of the...

Mortgage rates started to climb in late 2021. As a result, refinance activity decreased gradually and subsided altogether by 2023. During the initial quarter of 2023, the number of new...

Credit cards can be a highly convenient tool for facilitating daily transactions and managing personal expenses. They can also earn financial rewards, get free credit scores, secure payments from fraud,...

Average life expectancies are rising worldwide. Accelerated medical science, poverty alleviation, and modern technologies have contributed to improved public health and medical interventions in the US and elsewhere, so life...

Retirement can be a time of massive change. Most people work tirelessly for decades to enjoy a relatively comfortable transition into older age. However, saying goodbye to a job, profession,...

Meeting new people, moving away from home, and getting things done at home and school alone are known struggles a college student faces after high school. Indeed, being alone and...

Student loans are a trillion-dollar problem in the US. Millions of Americans have amassed $1.766 trillion in student loan debt—a massive result of decades-long borrowing and rising education costs. While...

Warren Buffett is among the most successful investors in modern history. His lessons are equally applicable to institutions and individual investors alike. What do they mean for the retail investor?...

Over the past two decades, the US has been through several massive crises that put millions of households and businesses into the gutter. Many years have passed since the Dot-com...

Document automation is revolutionizing how businesses handle their paperwork. It's all about using technology to create, manage, and store documents, saving time and reducing errors. In the digital era, its...

A personal loan provides a flexible means of funding various types of expenses. These loans can range from a low amount of $600 to the six digits. Borrowers may use...

Shopping for homes is exciting until one needs to secure financing to purchase. Even with savings, most Americans can only buy a house through a mortgage loan. In the fourth...

Your credit history sums up all the information in your credit report. This information includes balances due, credit accounts, and payment history details. Your credit report also contains information on...

The pandemic has drawn investors, customers, and borrowers into banks as interest rates dropped to near zero. In the last two years, the economy has regained its footing as businesses...

Thanks to digital technology, the United States' mortgages and home financing have rapidly transformed in recent years. The widespread impact of the pandemic influenced the digitization of many sectors, leading...

TikTok, widely popular for its short videos, remains the fastest-growing social media application. It has snowballed since its introduction in 2016, amassing 3 billion downloads and penetrating a third of...

Today's financial climate is making retirement planning more crucial than ever. As talk of inflation, rising interest rates, and a possible recession hit the news, would-be retirees or retirement planners...

Portfolio diversification remains the cornerstone of sound investing. Today's tech-driven and hyperconnected world provides approaches beyond traditional asset allocation. In the digital age, new tools and platforms offer investors unprecedented...

People view retirement as the ultimate reward for decades of hard work. Many look forward to the day they can say goodbye to the monotony of the daily punch clock...

Modern Western society has expectations when it comes to retirement. Ideally, couples of retirement age should have a large enough nest egg to support them in their twilight years, meaning...

Money is an integral part of society. It can significantly impact one's life. It gives those who have it the freedom to live as they choose. It serves as a...

Some people believe launching a startup in their retirement years is counterintuitive. Startups are unlike regular small businesses. Compared to small companies, they are high-stakes, disconcerting, and unpredictable. As a...