Eric Rosenberg

Planning for retirement can feel a bit like carefully threading a needle. You want to stop working young enough to enjoy your retirement while also stopping late enough that you...

A personal loan is a lump sum of money you can borrow from a financial institution and slowly repay with regular monthly payments plus interest. Most banks, credit unions, and...

There's no such thing as "too early" when saving for retirement. Some parents open Roth IRAs in their children's names when they're young to give their money as much time...

You're nearly there! You're nearing the age when you can finally stop working and enjoy some well-earned rest. But there are a few more steps you should take before officially...

Most of us understand the basics of loans already. You need a certain amount of money, so someone lends it to you, and you eventually pay them back with interest...

Money is a foundational part of our lives. But it's also a subject many children are expected to understand intuitively just by watching their parents when they're young. The result...

Everyone wants enough money to do the things they like. Sometimes that requires us to do a bit of planning. Sometimes it means doing tedious stuff we'd rather not. Young...

I got the inspiration for this article after speaking with a 23-year-old unsure of how to divide his paycheck every two weeks. How much did he need to put in...

Many of us have the fantasy of retiring young, of having the financial freedom to choose when and for whom we work. To make this dream a reality, though, you'll...

A few months ago, you may have heard news about the Social Security Administration's largest trust fund being depleted by 2033. With the Old-Age and Survivors Insurance (OASI) Trust Fund...

Many associate the word "gig" with musicians jumping job-to-job, playing different venues every night. But the "gig economy" that gets discussed in the news today is different. It refers to...

When people retire, they lose their employer-sponsored health insurance. But as long as they don't retire before age 65, most people should have access to Medicare. Medicare is the federal...

If you're an entrepreneur, you know the importance of saving money. Everyone should follow specific steps to save and maximize their assets before retirement. There are small things you can...

For over a year, sky-high inflation has forced households to stretch their dollars to make ends meet. While you may know how inflation impacts your personal budget, it's more challenging...

An increasing number of people are stepping away from traditional employment and choosing to work as freelancers. The appeal of flexible hours, being your own boss, and having more creative...

Department store retail chain Kohl's announced its first quarter earnings late in May. After multiple quarters of sinking stock prices and disappointing sales, they reported a surprise profit. Though Kohl's...

You may have seen media headlines this past year about how interest rates have gone up again and how stocks are tumbling. The interest rate hikes that the Federal Reserve...

Between March 2022 and March 2023, the Fed raised the federal funds target rate by 475 basis points or 4.75%. This news was widely covered in the media because it...

Even after dropping off from the highs they'd seen earlier in 2022, gas prices were still causing consumers pain at the gas pump in late 2022. All Americans felt the...

What came first, the chicken or the egg? This classic cause-and-effect problem also applies to economic questions—for instance, does a recession cause a stock market drop, or do falling stock...

There's been a lot of press in the last year dedicated to asking whether or not we're in a recession. Because the National Bureau of Economic Research (NBER) calls recessions...

As inflation continues to put pressure on household budgets across the country, it's not surprising that many people are worried about the potential impacts of a recession. However, the National...

After a year of disputes, Elon Musk finally purchased Twitter last October. Unfortunately, the company and its CEO have been in the headlines ever since. From firing a significant portion...

The release of the gross domestic product report for the second quarter of 2022 showed a second quarterly decline in GDP. If you were watching the news around then, you'll...

Environmental, social, and governance (ESG) investing has become increasingly popular in recent years as more companies adopt ESG standards. This new investment class comes with the question of performance. There...

Picking an investment based on ESG standards can take time and effort. That's because there is no singular ESG scoring system for all companies – each rating agency measures each...

Railroads and their workers play an essential role in the U.S. economy, shipping goods across the country. In 2022, railroad workers decided to strike because of poor working conditions. A...

Over the last few years, many absurd investing success stories about cryptocurrency have popped up. You may have heard about folks who got rich from meme coins and random coins...

It's no secret that the cryptocurrency market is volatile. Since the price of Bitcoin tends to rise and fall dramatically, investors are always looking for a tool to streamline making...

Inflation has been putting pressure on households across the country for over a year now. And while prices have started to decrease again, increasing consumers' purchasing power in the process,...