John Boitnott

Anyone who has inherited property, especially if they’re approaching retirement or already in it, knows it can be a blessing and a challenge. You may have a sentimental attachment to...

You no longer need a fortune to own real estate anymore. With real estate crowdfunding, you can now invest in a fraction of a property – yes, an actual building...

If you are facing a mountain of student loan debt, you know firsthand how daunting it can be to balance your repayment obligations with other financial goals. The good news...

Those of us who’ve spent many years working remotely have daydreamed more than a few times about working from a beachside cafe while managing clients. It sounds idyllic until tax...

Private equity was noticeably left out of retirement savings portfolios for many years. A 2020 Department of Labor ruling changed that when it clarified that private equity was an acceptable...

Many retirees want to leave the world a better place than the one that existed when they arrived. But that sometimes feels impossible with all the negative headlines about environmental...

For many older Americans, the dream of a peaceful and worry-free retirement can be clouded by the weight of carrying debt as they age. With limited income sources such as...

I don't usually talk about my parents in my writing, but in this case, it helps to bring up their story as a couple. Both my Mom and Dad were...

When it comes to retirement planning, much of the focus usually rests on the actions you have to take to prepare a nest egg for your golden years. But what...

In this era of financial independence and diverse investment opportunities, Self-Directed Individual Retirement Accounts (IRAs) have gained significant attention. Are you looking for a unique way to grow your retirement...

These days, single parents in the U.S. find it quite stressful to balance preparing for retirement with the responsibilities of raising kids. Yet, making practical retirement plans can alleviate some...

Gone are the days when retirement meant just relaxing on a beach or spending endless hours on a golf course. Nowadays, many retirees are looking to contribute positively and find...

Are you dreaming of retiring to a villa in Italy or a beach house in Costa Rica? It's an exciting idea, especially when there's a lower cost of living —...

In the ever-evolving landscape of financial planning, cryptocurrency represents a new frontier. The digital realm has begun to reshape investment landscapes, so it's a good time to consider the potential...

Retirement is a time of life we often associate with freedom, leisure, and the pursuit of dreams long postponed. However, it should also be a time when prudent financial planning...

We all wish for those extra years, but what's the point if we're not taking care of ourselves? Without a solid healthcare plan, living longer might turn into a burden....

When you first begin your career, Social Security might be the furthest thing from your mind. It's just one more hefty deduction taken out of your paycheck — or so...

You've reached that exciting stage of life where the 9-to-5 grind is in the rearview mirror, and your golden years are beckoning. Now, you're faced with a choice. Should you...

Retirement is an exciting time full of newfound freedom and flexibility in your life and schedule. But for many retirees, retirement also leads to feelings of boredom or purposelessness. The...

Do you have a retirement bucket list? Do you know what that even is? The origins of the phrase are often attributed to screenwriter Justin Zackham, while writing “The Bucket...

It's called the "$100 Bill Challenge." Mac Gardner, a financial literacy advocate, shows elementary school students a $100 bill and asks them how they might use it. Nine students out...

Once an eagerly awaited milestone, retirement is currently undergoing a transformative reevaluation. Traditionally seen as a well-deserved period of rest and relaxation, the dream of early retirement is now being...

In order to predict the possible emergence of an upcoming bull market, it is essential to first analyze the economic factors that were prevalent in 1995. According to renowned financial...

Retirement is a chapter in life often synonymous with relaxation, leisurely pursuits, and a well-earned break from the daily grind. Yet, as the world evolves, so does how we approach...

You've worked hard your whole life. And if you're like many people, you dream of the day you can start your carefree retirement. But to have a carefree retirement, you...

Retirement planning may seem like a distant goal, but the sooner you start, the better off you'll be when the time comes to bid farewell to the daily grind. Budgeting,...

As the old saying goes, "better late than never." But, that's not always true. In some cases, a missed opportunity is better than one taken precipitously or haphazardly. However, when...

When my friend bought his first house, he had no idea flooding didn't fall under his home owners insurance. A hurricane came through and damaged his floor, windows and wiring....

Part of retirement means re-evaluating your needs and transitioning to a new chapter of life. This downsizing process can be emotional as well as beautiful. Evaluating what you need out...

Chances are that, like most people in the past few years, you've found yourself staring down a total cost on a grocery store receipt in pure shock. How could you...