John Rampton | Page 10

Do you work for a nonprofit or tax-exempt organization? In that case, you're probably driven by your desire to help others. But, who's going to take care of you when...

What's the key to a successful retirement plan? In my opinion, it is having a balanced and diversified portfolio. “It's all about striking the right balance between preservation and growth,”...

Are you looking for an effective way to manage your retirement income? If so, then you may want to consider an annuity. Why? It will provide regular and guaranteed payments,...

Annuities are insurance products that are usually used to enhance your retirement's financial goals and plans. Overall, in terms of financial security, annuities are among the most powerful tools available....

What's the best way to fund your retirement? Well, I wish could answer that, definitively, for you. But, unfortunately, how you will save for retirement is dependent on your financial...

At some point, you will have to ask an important question, “I much do I need to retire?” There are actually several rules of thumb when it comes to saving...

Even if you love what you do for a living, at some point you need to face the music and retire. That's not a bad thing either. After all, you've...

After returning from the grocery store last week, I went to turn on my laptop. To my dismiss, it was now nothing more than a paperweight. In other words, it...

When it comes to retirement, we all have our own goals and visions. For my grandparents, they preferred to stay in the home that they paid off for several reasons....

Buying annuities is one way to guarantee that one will have enough money when they retire. And, when you think about it, there aren't that many products that can make...

No matter what your goals are in life, if you want to succeed in achieving them, then proper planning is a must. After all, like Benjamin Franklin, once said, "If...

Choosing your beneficiaries, who are the people or entities who receive the benefits when you die, is arqueably the most important part of owning life insurance. However, picking this recipient...

In hindsight, it makes sense that at the height of the COVID-19 pandemic Americans hoarded more money than ever. In fact, the U.S. Bureau of Economic Analysis (BEA) reported that...

Financial experts will tell you to steer clear of borrowing money from your family and friends. And, for good reason. Even the healthiest and strongest of relationships can buckle under...

Ethereum has been on a tear this year. It's outperformed bitcoin this year and has hit an all-time high. Ethereum has even won over people like Mark Cuban. "I have...

Even if you aren't basking in your golden years just yet, just the thought of retirement can cause you to wake up in a cold sweat. Approximately two-thirds of Americans...

In life, there are specific rules you should never break under any circumstance. For example, bringing uninvited guests to a wedding or not picking up your dog's waste in the...

Despite being around since the 1980s, security, or data, breaches have become increasingly more common at an alarming rate. "We are seeing a shift with the increase in data breaches...

Whatever sport you prefer, you're definitely aware that your team needs to play both sides of the ball. Even if you prefer the offense over the defense or vice versa,...

The prospect of having some sort of guaranteed retirement income is particularly attractive in today's uncertain financial climate. The threat of stock market volatility or outliving your savings is less...

As a business owner, you have no shortage of financial challenges to tackle. But, unfortunately, these financial hurdles are one of the most frequent reasons why small businesses don't succeed....

What is a beneficiary? Perhaps the clearest definition comes from the Insurance Information Institute which states, "A beneficiary is a person or entity you name in a life insurance policy...

How would you define success? Obviously, that answer is different from person to person. For example, some would say that this would be starting your own business, having a family,...

It can be difficult to keep your personal and business finances separate when you own a small business. It is especially challenging to keep your accounts divided if your business...

How much does it cost to start your own business? Well, that depends. However, according to the Small Business Administration, most micro-businesses cost approximately $3,000 to launch, while most home-based...

"A vision without a strategy remains an illusion." Lee Bolman While the quote above applies to almost any situation in life, I've found it to be most...

Are you sitting down? I hope so. As someone who considers themself an annuity champion, I'm going to be 100% honest with you all. Not everyone should...

When it comes to taxes, we all have to pay the piper. In this case, the piper is Uncle Sam. So, even though you've seemingly already paid your fair sh...

Because annuities offer advantages like regular lifetime payments, premium protection, tax-deferred growth, unlimited contributions, and various inves...

Did you know that over the last four decades, life expectancy has increased in the U.S.? While there was a concerning decrease in 2020, mainly because...