John Rampton | Page 8

Managing your personal finances involves managing both short- and long-term aspects of your finances. It also refers to an industry that offers products and services to help individuals manage their...

Would you like to make money, but don't know where to begin? You're not alone. Aside from their regular jobs, 16% of adults performed side gigs to earn extra income....

Whether you know it or not, you've at least heard the word “annuity” thrown around. Unconvinced? You've probably encountered annuities in the following instances: Defined benefit pensions. Defined benefit pensions...

Is your retirement income sufficient? Can you count on it being enough for life so that you will not run out of money when you reach old age? If you...

When it comes to retirement, there is no one size fits all approach. For instance, some people have decided to join the F.I.R.E. Movement in order to retire early —...

How are you saving for retirement? Like most people, you're probably contributing to a 401k or IRA. There's nothing wrong with that. After all, there were about 600,000 401(k) plans...

Despite most people's efforts to avoid debt and not exceed their budget, it can be easy to overspend. Many common money wasters, however, lurk in the shadows, waiting to steal...

How do you plan on spending your golden years? Perhaps exploring exotic locations or embracing the culture? Or, maybe you want to spend as much time as possible with the...

Let's be real. It can be hard to save for retirement. But, after you figure out how much you need to save for retirement, the real work begins. Obviously, there...

Financial success is largely determined by your credit score. After all, having good or excellent credit will lower your interest rates, access perks like rewards, and gives you more negotiating...

Have you ever checked your credit score? You're one of nearly a quarter of Americans who haven't checked their credit score, according to Javelin Research. It's no secret that credit...

It's the Bigfoot of the financial world; a perfect credit score. AKA, the highest score a person can get. This mythical and elusive number for the FICO Score is 850....

Are you ready to say goodbye to working full-time? You're not alone. Since COVID-19 began, the retirement rate of Baby Boomers has accelerated significantly. Specifcally, nearly 29 million boomers retired...

There's more to retirement than just acknowledging decades of hard work and dedication. After work, you finally have the chance to pursue things you've always dreamed about. Maybe you want...

Annuities, at their core, are simply tax-deferred investments sold by insurance companies to supplement financial security during retirement. At the same time, there are many different types of annuities that...

It's no secret that it's hard to plan for retirement. In addition to growing a sizeable nest egg, you must protect it from external factors like market volatility, inflation, and...

There is a lot of confusion about annuities. According to a Secure Retirement Institute study, only 25% of respondents to an annuity knowledge questionnaire scored a passing grade (70%). Because...

As part of the Biden administration's fiscal year 2023 budget proposal, aka the Green Book, for the Treasury Department, Janet Yellen testified before the Senate Finance Committee and the House...

11, There was a time when workers could depend on an employee pension plan and Social Security to cover their retirement expenses. Nowadays, pensions are scarce. And, the future of...

Have you dreamed of early retirement? How about the freedom it brings – financial and otherwise? It's not just you who dreams of early retirement. In fact, since 1992, people...

I believe that it was Josh Billings, the pen name of 19th-century American humorist Henry Wheeler Shaw, who once proclaimed, " Debt is like any other trap, easy enough to...

How worried are you about retirement inflation? You probably have a positive outlook about retiring comfortably if you're in the majority of Americans. Those are the results of the 32nd...

The desire to become rich is universal. But that probably impossible if you start with very little or no money. After all, there's an old saying “you have to have...

We financial millennials have been the punchline for Boomers for way too long. But, guess what? When it comes to saving money? We're on fire. According to a study by...

Don't let the title deceive you. Ryan Graves didn't build his wealth through a ride-sharing side hustle. Rather, it was a tweet. Let's go all the back to January 5,...

Did you know that kids aged 4 to 14 receive an average weekly allowance of about $9.35? That comes out to roughly $486 per year. Which, really isn't all that...

On January 20, 2021, Joe Biden became president. But, what kind of policies has he implemented since? Well, the Biden administration is aiming to make the income tax system more...

Did you hear? You may be able to allocate some of your 401(k) retirement savings to bitcoin and other cryptocurrencies. Case in point, retirement juggernaut Fidelity. Fidelity launched a plan...

When it comes to retirement savings, women have been lagging behind men. Just how bad is it? In retirement, women are 80 percent more likely to live in poverty as...

With gas at a crazy price, people are asking themselves if they can save fuel money. As of March 31, 2022, the average national price for a gallon of regular...