John Rampton | Page 5

Frugality is not a dirty word, even though it's gotten a bad rap. Why? There is a misconception that being frugal means being cheap. However, that's not really true. Rather,...

College life is supposed to be an enjoyable journey. As you step into your new social circle and explore newfound opportunities, you will eye lucrative professional avenues. Graduating with student...

What's in your savings account right now? Unless it's a lot, you're alone. In fact, this amount is under $100 for nearly a third of Americans. According to GOBankingRates, 32.9%...

The fintech industry has disrupted the way we handle finances over the last decade, and for a good reason. It has streamlined banking, investments, and even scholarship application processes. As...

Did you know that teenagers between 15 and 19 constitute up to 18% of all summertime hirings? While that may sound absolutely insane, there are even more youngsters who would...

There is no greater personal finance goal than financial independence. After all, quitting your job, traveling the world, and living as you please is what many people dream of. But,...

Nowadays, it's impossible to avoid influencers. You'll find them on TikTok, YouTube, and even your own inbox. There's no shortage of advice they'd be happy to give you on everything...

Financial automation could change your life financially. How come? The reason is that we face too many choices on a daily basis. With financial automation, you'll be able to make...

There is no doubt that we have a credit card problem. A survey by GoBankRates found that 30% of Americans have debt up to $5,000 on their credit cards, 15%...

A person's health becomes increasingly important as they age. We not only suffer from it in terms of our quality of life but also in terms of financial hardship. The...

You're probably bracing up for your college life, eyeing a larger social circle and more freedom! While college education delivers its perks in terms of better placements, higher salary slabs,...

Quality education doesn't come with a sticker price, they say. However, with an average college loan debt of $37,338, you wouldn't like feeling down on your graduation day. Earning your...

I want to ask you a personal question. When was the last time you thought about your retirement? I'm not trying to put you on the spot or embarrass you....

It's no secret that personal finance bloggers are known for offering many “money hacks.” In reality, though, most of these are pretty straightforward — such as saving more money or...

Traveling is not cheap, and it's definitely not easy. A vacation can take months to research, plan, and save for, depending on the destination and duration. Despite this, travel demand...

There's no point denying that we all feel the overwhelming desire to get rich! It might sound crazy if we tell you that strategic ways do exist that can make...

Picture this: you're sitting down with a cup of coffee, overwhelmed by the thought of planning your financial future. The endless jargon, numbers, and decisions can make it feel like...

On Father's Day, we may not spend as much as on Mother's Day. Still, according to the National Retail Federation, consumers plan to spend an average of $171.79 on gifts...

The concept of financial independence isn't a far-fetched dream! Cultivating financial discipline right from your twenties or even thirties can put you on track with the FIRE (Financial Independence Retire...

Celebrities lead a luxurious and lavish life. At least, that's what social media portrays. However, the truth behind the curtain is a lot more shocking. Many celebrities make terrible mistakes...

If you have been using Amazon Web Services (AWS) for a while, you are probably familiar with AWS reserved pricing. The concept is well-liked because of EC2-reserved instances. However, it...

Without a job that allows them to be self-sufficient, most people cannot reach financial independence. Despite this, young people are taking longer than in the past to reach this milestone....

According to the Employee Benefit Research Institute, only 33% of Americans feel confident about retiring comfortably. Many individuals and families struggle to secure their financial future, making it essential to...

When I was ten, my grandfather – who was, at that time, a well-settled retiree, shared some of the best retirement advice with me. Although I didn't understand much at...

Thousands of people fall victim to financial fraud every year, losing millions of dollars. According to the Federal Trade Commission, American consumers lost more than $5.8 billion to fraud in...

Hitting the million mark, especially if you did it all by yourself, is a huge achievement— both financially and personally. While some people make peace with the millionaire tag, most...

The era of social media is upon us. While most of us enjoy sharing our joyous moments and memories with the world through social media platforms, a substantial number of...

Social Security benefits will eventually be paid to the majority of American workers. It may be possible to qualify for bigger Social Security payments and avoid payment reductions and withholdings...

Shopping for financial geeks can be particularly challenging. Finance geeks are notorious for being hard to please due to their heart for value and their brains for constant cost-benefit analyses....

What does financial independence feel like? Well, you won't have to worry about living paycheck to paycheck, and you're free to pursue your passions, travel the world, or spend time...