Melissa Brock | Page 8

Have you ever used a retirement calculator and wondered how much you could actually rely on it? Take a look at a few reasons why you might want to be...

Have you ever considered ESG investing? Take a look at why you might want to — you could reap some major advantages.

Think you're totally set with a full year of expenses set aside in an emergency fund? Hold up. You might have too much socked into liquid assets. Read...

Panicking a little (no, a lot!) because you haven't saved much for retirement? Follow these steps to get to hit a comfy retirement savings goal.

Take a look at the pros and cons of maxing out your 401(k) outlined below. You might find these tips especially helpful as you try to go beyond your employer match.

Thinking of how much you'll owe in interest may make you a little sick to your stomach, so let's look at the ways you might nip your mortgage in the bud early.

Think you might want to become a part of the FIRE movement? LeanFIRE, FatFIRE and BaristaFIRE. But first, let's discuss the definition of the FIRE movement, then examine how you might want to take part in it.

Think you're behind in the college savings game? Even if your child will start senior year in high school this fall, you can still save a considerable amount for college. Here's how to get started.

When you want to get a home loan as a retiree, you might wonder how a mortgage lender evaluates your income. You may not have regular income, so what does a mortgage lender actually take into consideration?

Ready to make final decisions about your child's college financial aid award? Make sure you understand the differences between federal loans and private student loans before you get started.

So, does life insurance have relevance for you? In all honesty, everyone should get life insurance if they have debt or dependents, but you might not need it at all. Let's explore.

Have you just recently become self-employed? Totally mystified about quarterly taxes and all the other details involved in self-employment tax? Learn a few quick tips here.

My cousin has a plan to become a mega-millionaire using his health savings account (HSA). Unconventional? Maybe not. An HSA can offer a reliable investment strategy — as long as you use it to your advantage.

Whether you've managed to save $5,000 on your own or somehow ended up with $5,000 from an overly generous aunt, you can invest your money in a plethora of good (and bad) ventures.

Do you need an 800 credit score to get great interest rates and other perks? No, but find out why you might want to become a member of the 800 Club.

You may want to know the difference between secured debt, unsecured debt, revolving debt, and installment debt because it helps you understand the consequences if you forget to make a payment. Or worse, it helps you understand the consequences if you decide not to make your payments at all. Let's take a quick look at these four debt types and how to handle them.

Curious about whether you should use a Roth IRA to pay for college? You may want to consider a few pros and cons before you make a decision.

Take a look at this quick overview of 403(b)s in case you're not sure what you're getting yourself into when your organization offers you the option to invest in a 403(b).

Sick and tired of spending insane amounts of money at the grocery store? Me, too. Check out some tips for simplifying your finances before you hit the grocery aisles.

Finding the right dental insurance doesn't have to feel like a pain in the... mouth. Take a look at a few steps when you're looking for a plan.

It goes without saying that you need health insurance, even when you participate as a gig worker and take on contract work instead of working for an employer.

An extra guide that came in the mail yesterday was called "Corona Crash" and it was a quick guide to budgeting, debt load, emergency funds, unexpected death, retirement planning and getting organized.

So, what's the difference between a secured and unsecured card, and should you get a secured card? We'll take a look at the differences between both and go over secured cards in detail.

What does financial freedom mean to you? Does it mean that instead of getting bogged down by a paycheck-to-paycheck existence, you'd pay your bills early? What if you had substantial equity in your home?

Scared to invest? You're not the only one. In fact, you might seem like a downright anomaly if the "Someday Scaries" don't give you a small case of the heebie-jeebies.

You need a retirement account. But which type? If you're a gig worker, you might need a different account than someone who works for an employer. Check out your options.

Knowing how to invest your money! Opt for a Roth 401(k) and invest 10% of your money. Don't whine about how much it'll chew up your paycheck. Just do it. Your 65-year-old self will thank you.

Self-employed individuals may have questions about which retirement plan works best for them and their employees. Why not consider a SEP IRA?

Defining "early retirement" might seem ultra subjective, but you can use Medicare as a baseline. The government also considers early retirement as any age earlier than 65, when Medicare benefits kick in.

Curious about saying "Buh-bye" to $1,000 of any type of consumer debt? Let's explore how to get it done.