Business News
These Are the Most and Least Affordable Places to Retire in The U.S.
The Northeast and West Coast are the least affordable, while areas in the Mountain State region tend to be ideal for retirees on a budget.
Retirement Planning | Page 4
Business Accounting
Here’s Why You Might Want to Sell Your Life Insurance Policy for Cash
By Bill Schantz
Business News
How to Maximize Your Social Security Benefits in 2023
Did you know that in 2023 approximately 67 million Americans per month will receive a Social Security benefit? To put it another way, nearly nine out of ten people over...
Business News
Retirement Planning for Women: Special Considerations
Investing, saving, and borrowing are the same for men and women, as well as the same rules for both. They may, however, be facing very different circumstances and making very...
Business News
Is $1 Million Enough to Retire Early?
It has become increasingly popular to plan for early retirement. Specifically among younger people. According to a CNBC Make It: Your Money survey in partnership with Momentive, nearly 30% of...
By Jeff Rose
Business News
Retirement Plans in 2023: Choosing the Right Account
Retirement planning can easily be overlooked while juggling your career, raising children, paying off debt, and enjoying today. In fact, according to a Bankrate survey conducted in 2022, 55 percent...
By John Rampton
Thought Leaders
Americans Are Underprepared for Retirement. Here’s How Small Businesses Can Help Close the Savings Gap.
Half of the American workforce doesn't have access to an employer-sponsored retirement program, yet we are 15 times more likely to save for retirement if we can do so at work — and small businesses can help. Here's how.
By Aaron Schumm
Business News
7 Safe Investments with Relatively High Returns for 2023
Right now is a tricky time to manage investments. Stocks, real estate, gold, and crypto are all in bear market territory with a huge chance that the recession will worsen...
By Garit Boothe
Business Accounting
8 Fun and Fulfilling Ways to Retire by Age 50
Early retirement is a real option that more people are pursuing. You can do this if you are willing to work hard.
Business Accounting
What Is a 401(k) and How Does It Work?
Still trying to figure out what a 401(k) plan is and how it works? Discover the answer to this question and more in this detailed guide.
By David James
Business Accounting
What Is a Roth IRA and How to Open a Roth IRA Account
Need help figuring out what a Roth IRA is, how it works or how to start one? Discover the answer to these questions and more in this detailed guide.
By David James
Business Accounting
Offering This Benefit Can Help You Attract and Retain Key Talent — But Here’s What You Should Know First
A nonqualified deferred compensation (NQDC) plan is a great way for employers to attract and retain key talent. There's a lot that you need to know about these plans before deciding to participate in one, however.
Entrepreneurs
Retirement Doesn’t Have to Mean Golf Courses and Fishing — It Can Be Whatever You Want It to Be.
You don't have to stop working or pursuing professional growth just because it's time for retirement. It's time to rethink our views on what it really means to "retire."
By Jan Risi
Business News
Retiring? These States Won’t Tax Your Distributions
It can be difficult to afford retirement, especially when your retirement income is taxed. In addition to taxing Social Security benefits, the federal government taxes income from 401(k) retirement plans,...
By John Rampton
Business News
Considerations When Rolling Over a 401(k) into a Roth IRA
The two-pronged axis of employee-sponsored pension plans and individual retirement accounts is the stage where, for most Americans, the majority of retirement planning happens. Within that framework, Roth IRAs are...
By Shane Neagle
Business News
Retiring Soon? 8 Facts About Retirement You Need to Know
The U.S. has gone through several economic crises that put a lot of Americans into the gutter. While it's been more than eighty years, the memories of The Great Depression...
Business News
11 Ways to Prevent Debt from Ruining Your Retirement Goals
Retirement, the “golden years” in the ideal world, is when all Americans want to kick back in their own home, count dollars from their passive income, and get back to...
By Lyle Solomon
Business News
This is the Best Place to Retire in the U.S., According to a New Report — and No, it’s Not in Florida
Pennsylvania and Florida dominated the top of the list.
Business News
12 Things Your Kids Actually Might Want to Inherit
One of the things you need to prepare for when you've reached your retirement age is your will. It is a document that lists all your properties and assets and...
Business Accounting
Everything You Know About Your 401(k) is Wrong. Here’s Why and What You Should Do About It
We all need to take control of our financial futures, but it's not enough just to save money. It's critical that we make the right choices based on accurate information.
Business News
9 Ways Millennials Can Prep for Retirement
Is it a surprise that we Millennials are scared of retirement? Not only did we survive the Great Recession and a once-in-a-lifetime pandemic, but we're also buried under debt. Moreover,...
Business Accounting
What the Self-Employed Need to Know About Saving for Retirement
Saving for retirement is critical for everyone, but when you're self-employed, you have to take the initiative to save up without anyone else's help. Here's what to know about saving and investing for retirement.
Business News
Succession Planning: It’s Never Too Early to Start Thinking About the Future of Your Business
Transitioning a business can be highly complex. With so many moving parts, leveraging an advisory professional can help you make a smooth transition while providing good value to you.
Business News
How to Manage Debt in Retirement
If not carefully managed, debt can shackle a retiree, but if carefully managed, debt can also be a powerful financial tool. You can make it work in your favor throughout...
Thought Leaders
Your Employees Want This Perk, and Giving It To Them Can Improve Your Bottom Line
At the same time, you can also improve both your employees' well-being and loyalty.
By Andrew Glaze
Business News
The 7 Best Reverse Mortgage Alternatives
Reverse mortgages let older homeowners cash out their home equity without selling their residences or taking on debt payments. However, the loans have costs and eligibility restrictions that can cause...
By Nick Gallo
Business News
Pros and Cons of Reverse Mortgages: When are They Worth Using?
Reverse mortgages let homeowners who are 62 years and older liquidate their home equity. That can be a convenient way to generate extra cash for retirees whose net worths are...
By Nick Gallo
Business News
Retirement Planning Tips for the Self-Employed
For the self-employed, retirement planning can be a bit more complicated than for the rest of the population. They don't have the benefit of an employer-sponsored plan and an HR...